About

Background

Aditi Chatterji works at the intersection of mathematical modelling and applied AI. She is the founder of Kyne AI (an agent OS for financially regulated industries), holds graduate study at the University of Pennsylvania and a Master's from IISc, and has filed three patents. Since 2023 her work has concentrated on LLMs, generative AI, deepfake detection, agent systems, and regulated financial inference — alongside earlier results in credit scorecards (GAM/PCLS), stress-test optimisation (MCTS), and Bayesian event studies.

Aditi Chatterji applies mathematical and statistical methods to production AI: Generalized Additive Models and Partial Constrained Least Squares for credit scorecards, Monte Carlo tree search for stress-test selection, mixed-integer linear programming for power forecasting, Bayesian event studies for M&A, and neural architectures from GANs and LSTMs to BERT and LLMs.

Quantified results include a 75% reduction in scorecard development cost at HSBC (~$600K annually), SMS classification accuracy rising from 72% to 91% at Wizely, stress-test build time falling from eight weeks to half a week, and a CRAN-published R package for rational matrix equations. GATE All-India Rank 48 (99.6 percentile). Three filed patents from deep reinforcement learning work.

Since 2023 the work has concentrated on the generative-AI cycle: deepfake and media-verification systems at deepAI, LLM and agent architecture consulting at NeoStats, an agent OS for regulated finance at Kyne AI, and co-founded ventures in AI-mediated dating (Austen) and wellness (Prakruti Life).

49 entries

Kyne AI

Mar 2025 – Present

Agent OS for financially regulated enterprises — inference pipelines, agent workflows, and production systems; initial domain debt collection.

AI Salon — Dubai Chapter

Dec 2024 – Present

Chapter organizer for the Dubai chapter of this global AI community.

NeoStats

Dec 2024 – Apr 2025

Principal AI engineering consulting — architecture and delivery of applied ML and LLM-based systems.

deepAI

Jun 2023 – Apr 2025

Deepfake detection, manipulated-media analysis, phishing and social-engineering defence. BERT-based hate-speech classifiers; publisher verification workflows.

Austen

Present

Co-founded a dating application built around an AI companion for finding meaningful relationships.

Prakruti Life

Present

Co-founded a wellness venture.

Generative AI & LLM study

2023 – 2024

DeepLearning.AI specialisations in GANs, LLMs, TensorFlow, and deepfakes; Google coursework in attention mechanisms, encoder-decoder architectures, and production ML systems.

Founder & CEO

Kyne AI

Mar 2025 – Present

Building Kyne — an agent OS for financially regulated enterprises. Designs agent workflows, inference pipelines, and production systems; debt collection is the initial regulated domain.

Dubai, UAE

Dubai Chapter Organizer

AI Salon

Dec 2024 – Present

Organizes the Dubai chapter of AI Salon — a global community of AI builders, researchers, investors, and partners.

Dubai, UAE

Principal AI Engineer Consultant

NeoStats

Dec 2024 – Apr 2025

Principal AI engineering consulting — LLM and applied ML system architecture for client delivery in the post-2023 generative-AI cycle.

Dubai, UAE / Hybrid

Founder

deepAI

Jun 2023 – Apr 2025

Built detection systems for deepfakes, manipulated media, phishing, and social engineering. Developed PyTorch/BERT hate-speech classifiers and verification pipelines for publishers and institutions.

UAE

Assistant Vice President — Information Management

HSBC

May 2022 – Jun 2023

Led a team of six on APAC legacy-system migration and transformation. Built end-to-end ETL pipelines in PySpark on GCP (Dataproc, GCS layered storage, BigQuery views).

India

Manager, Decision Science — Statistical Modelling

HSBC

Dec 2020 – May 2022

Automated credit risk scorecard development with Generalized Additive Models (GAM) and Partial Constrained Least Squares (PCLS) — 75% cost reduction (~$600K annually) versus vendor solutions. Trained LightGBM to filter 30% of credit-card applicants for straight-through processing with only 0.6% increase in bad rate.

India

Senior Data Scientist

Wizely

May 2020 – Dec 2020

Deep reinforcement learning for savings, budget, and investment nudges conditioned on risk appetite, financial goals, SMS data, and in-app behaviour. Resulted in three filed patents.

India

Data Scientist

Wizely

May 2019 – May 2020

Led a team of four to build SMS extraction and classification using Support Vector Classification and Named Entity Recognition — accuracy improved from 72% to 91% over a rules-based baseline.

India

Data Scientist

MortgageKart

Jun 2018 – Jun 2019

Designed a matching engine across 100+ UK banks and housing societies from KYC inputs and risk appetite, with daily web-scraped lending-criteria updates. Selected for UK FCA Regulatory Sandbox Cohort 4.

Bengaluru & London

Analyst — Risk Methodology & Stress Testing

HSBC

Mar 2017 – Jun 2018

Stress-test model selection via Monte Carlo tree search over feasible model sets — reduced average build time from 8 weeks to 0.5 weeks; winner of HSBC Inspiring New Innovation Award. Automated PRA Stress Test submissions in R/R Markdown (15 days → 2 hours).

Bengaluru

Project Associate (DAAD–UGC)

Indian Institute of Science

Oct 2016 – Oct 2019

Traffic decongestion model with RNN/CNN and real-time feeds for Bengaluru City administration — 17% congestion reduction in a test area despite sparse data and irregular driving patterns.

Bengaluru

Consultant, Methodology

KPMG India

Jul 2016 – Oct 2016

Multivariate time-series forecasting for day-ahead power demand and IEX auction prices — 40% accuracy improvement by incorporating weather variables. Mixed-integer linear programming unit-commitment model reduced solve time from 23 minutes to 3 minutes.

Kolkata

Data Science Intern

GE Power & Water

May 2015 – Jul 2015

Part-number identification via document similarity (Jaccard, cosine, Euclidean distances). Promoter/detractor segmentation across 50,000+ survey responses and 2 GB of customer-care text using text mining on Net Promoter Score data.

Bengaluru

Regional Marketing Executive

L'Oréal India

Jan 2014 – Jul 2014

Brand and channel strategy for salons across North and Central India — 32% sector growth in six months.

Gurgaon

University of Pennsylvania

MS, Computer Science

2025 – 2028 (in progress)

Graduate study in computer science.

Stanford Graduate School of Business

Stanford LEAD

Mar 2025 – Mar 2027 (in progress)

Executive programme in business administration and management.

Indian Institute of Science (IISc)

Master of Management, Department of Management Studies

2016

Coursework: Probability & Statistics, Time Series, Advanced Multivariate Analysis, Data Mining, Decision Models, Microeconomics, Optimisation, Operations Research, Operations Management. Master's thesis: Bayesian and frequentist event-study methodology for M&A risk–return analysis (implemented in R).

Graduate Aptitude Test in Engineering (GATE)

All-India Rank 48 · 99.6 percentile

2014

National graduate entrance examination in engineering and science.

Government Engineering College, Jabalpur

BE, Industrial & Production Engineering

2012

Coursework: Linear Algebra, Calculus I–III, Algorithms, Databases, Total Quality Control, Reliability Management.

User Engagement State Transition and Probabilities

Filed Sep 12, 2019

Formalises user engagement as a Markov-like state space with transition probabilities — from deep reinforcement learning work on financial nudges at Wizely.

IN 201941036721 · Ref: WZLY-301-INPR

Response Measurement in Recommendation Engine

Filed Sep 12, 2019

Quantitative framework for measuring user response within a recommendation engine to evaluate personalised content policies.

IN 201941036731 · Ref: WZLY-302-INPR

Optimizing Content Tone for User Engagement

Filed Sep 12, 2019

Optimisation of content tone as a control variable for engagement — complements the reinforcement-learning nudge system at Wizely.

IN 201941036753 · Ref: WZLY-303-INPR

Generative AI with Large Language Models

DeepLearning.AI

2024

LLM methods and generative AI systems.

Machine Learning for Production (MLOps) Specialization

DeepLearning.AI

2024

Production ML pipelines and deployment.

Generative Adversarial Networks (GANs) Specialization

DeepLearning.AI

2024

GAN architecture and training.

Deep Learning Specialization

DeepLearning.AI

2024

Neural networks, CNNs, sequence models.

TensorFlow Developer Certificate

DeepLearning.AI

2024

Production TensorFlow development.

Understanding Deepfakes with Keras

DeepLearning.AI

2024

Deepfake detection and media forensics.

Production Machine Learning Systems

Google

2024

ML system design at scale.

Attention Mechanism & Encoder-Decoder Architecture

Google / DeepLearning.AI

2024

Transformer foundations and sequence-to-sequence models.

Financial Risk Management — Level 1

GARP

2017

Financial risk management.

NLP

Hate Speech Detection (BERT)

deepAI

Oct 2022

PyTorch classifier with pretrained BERT to detect hateful content in text — extended into deepAI media-verification work (2023–2025).

AI & ML

Time Series Anomaly Detection Using GAN

IISc

Oct 2020

Unsupervised anomaly detection with GANs and LSTM networks capturing temporal structure in time-series distributions.

Traffic Decongestion (RNN/CNN)

IISc / Bengaluru City Administration

2016 – 2019

Real-time traffic decongestion model; 17% reduction in a test area. Modelling challenges included sparse observations and non-stationary driver behaviour.

Risk Analytics

Deep Learning for Mortgage Risk

IISc

Mar 2016

Deep neural networks to model UK mortgage prepayment, proper payment, and default from borrower characteristics (following Sirignano, Sadhwani, Giesecke, 2016). Python implementation.

Bayesian Event Study (Master's Thesis)

IISc

Jun 2016

Frequentist and Bayesian event-study methods in R for measuring M&A impact on security risk–return characteristics using Indian equity data.

Computer Vision

Disease Detection in Plants

IISc

2019

AlexNet and GoogleNet transfer learning for crop disease classification.

Pothole Detection

DAAD

2016 – 2019

Histogram and image-filter pipeline for road-surface pothole classification.

Gender Detection (Dynamic Time Warping)

DAAD

2016 – 2019

Face-image classification using a Dynamic Time Warping distance metric.

Data Science

Dwell Time Prediction — JNPT Port

IISc

2018

Naive Bayes dwell-time model for outbound containers; simulation showed 8% fewer rehandles under a segregation strategy.

Software

Solve Rational Matrix Equation (CRAN)

DAAD

2018

R package accepted on CRAN: given symmetric positive definite Q and non-singular L, solves X = Q + LX⁻¹Lᵀ. Includes QR and LQ decomposition routines.

Linear Algebra Functions

DAAD

2018

LU, LDLᵀ, Cholesky, QR, inverse upper-triangular, and least-squares QR implementations.