About
Background
Aditi Chatterji works at the intersection of mathematical modelling and applied AI. She is the founder of Kyne AI (an agent OS for financially regulated industries), holds graduate study at the University of Pennsylvania and a Master's from IISc, and has filed three patents. Since 2023 her work has concentrated on LLMs, generative AI, deepfake detection, agent systems, and regulated financial inference — alongside earlier results in credit scorecards (GAM/PCLS), stress-test optimisation (MCTS), and Bayesian event studies.
Aditi Chatterji applies mathematical and statistical methods to production AI: Generalized Additive Models and Partial Constrained Least Squares for credit scorecards, Monte Carlo tree search for stress-test selection, mixed-integer linear programming for power forecasting, Bayesian event studies for M&A, and neural architectures from GANs and LSTMs to BERT and LLMs.
Quantified results include a 75% reduction in scorecard development cost at HSBC (~$600K annually), SMS classification accuracy rising from 72% to 91% at Wizely, stress-test build time falling from eight weeks to half a week, and a CRAN-published R package for rational matrix equations. GATE All-India Rank 48 (99.6 percentile). Three filed patents from deep reinforcement learning work.
Since 2023 the work has concentrated on the generative-AI cycle: deepfake and media-verification systems at deepAI, LLM and agent architecture consulting at NeoStats, an agent OS for regulated finance at Kyne AI, and co-founded ventures in AI-mediated dating (Austen) and wellness (Prakruti Life).
49 entries
Kyne AI
Mar 2025 – Present
Agent OS for financially regulated enterprises — inference pipelines, agent workflows, and production systems; initial domain debt collection.
AI Salon — Dubai Chapter
Dec 2024 – Present
Chapter organizer for the Dubai chapter of this global AI community.
NeoStats
Dec 2024 – Apr 2025
Principal AI engineering consulting — architecture and delivery of applied ML and LLM-based systems.
deepAI
Jun 2023 – Apr 2025
Deepfake detection, manipulated-media analysis, phishing and social-engineering defence. BERT-based hate-speech classifiers; publisher verification workflows.
Austen
Present
Co-founded a dating application built around an AI companion for finding meaningful relationships.
Prakruti Life
Present
Co-founded a wellness venture.
Generative AI & LLM study
2023 – 2024
DeepLearning.AI specialisations in GANs, LLMs, TensorFlow, and deepfakes; Google coursework in attention mechanisms, encoder-decoder architectures, and production ML systems.
Founder & CEO
Kyne AI
Mar 2025 – Present
Building Kyne — an agent OS for financially regulated enterprises. Designs agent workflows, inference pipelines, and production systems; debt collection is the initial regulated domain.
Dubai, UAE
Dubai Chapter Organizer
AI Salon
Dec 2024 – Present
Organizes the Dubai chapter of AI Salon — a global community of AI builders, researchers, investors, and partners.
Dubai, UAE
Principal AI Engineer Consultant
NeoStats
Dec 2024 – Apr 2025
Principal AI engineering consulting — LLM and applied ML system architecture for client delivery in the post-2023 generative-AI cycle.
Dubai, UAE / Hybrid
Founder
deepAI
Jun 2023 – Apr 2025
Built detection systems for deepfakes, manipulated media, phishing, and social engineering. Developed PyTorch/BERT hate-speech classifiers and verification pipelines for publishers and institutions.
UAE
Assistant Vice President — Information Management
HSBC
May 2022 – Jun 2023
Led a team of six on APAC legacy-system migration and transformation. Built end-to-end ETL pipelines in PySpark on GCP (Dataproc, GCS layered storage, BigQuery views).
India
Manager, Decision Science — Statistical Modelling
HSBC
Dec 2020 – May 2022
Automated credit risk scorecard development with Generalized Additive Models (GAM) and Partial Constrained Least Squares (PCLS) — 75% cost reduction (~$600K annually) versus vendor solutions. Trained LightGBM to filter 30% of credit-card applicants for straight-through processing with only 0.6% increase in bad rate.
India
Senior Data Scientist
Wizely
May 2020 – Dec 2020
Deep reinforcement learning for savings, budget, and investment nudges conditioned on risk appetite, financial goals, SMS data, and in-app behaviour. Resulted in three filed patents.
India
Data Scientist
Wizely
May 2019 – May 2020
Led a team of four to build SMS extraction and classification using Support Vector Classification and Named Entity Recognition — accuracy improved from 72% to 91% over a rules-based baseline.
India
Data Scientist
MortgageKart
Jun 2018 – Jun 2019
Designed a matching engine across 100+ UK banks and housing societies from KYC inputs and risk appetite, with daily web-scraped lending-criteria updates. Selected for UK FCA Regulatory Sandbox Cohort 4.
Bengaluru & London
Analyst — Risk Methodology & Stress Testing
HSBC
Mar 2017 – Jun 2018
Stress-test model selection via Monte Carlo tree search over feasible model sets — reduced average build time from 8 weeks to 0.5 weeks; winner of HSBC Inspiring New Innovation Award. Automated PRA Stress Test submissions in R/R Markdown (15 days → 2 hours).
Bengaluru
Project Associate (DAAD–UGC)
Indian Institute of Science
Oct 2016 – Oct 2019
Traffic decongestion model with RNN/CNN and real-time feeds for Bengaluru City administration — 17% congestion reduction in a test area despite sparse data and irregular driving patterns.
Bengaluru
Consultant, Methodology
KPMG India
Jul 2016 – Oct 2016
Multivariate time-series forecasting for day-ahead power demand and IEX auction prices — 40% accuracy improvement by incorporating weather variables. Mixed-integer linear programming unit-commitment model reduced solve time from 23 minutes to 3 minutes.
Kolkata
Data Science Intern
GE Power & Water
May 2015 – Jul 2015
Part-number identification via document similarity (Jaccard, cosine, Euclidean distances). Promoter/detractor segmentation across 50,000+ survey responses and 2 GB of customer-care text using text mining on Net Promoter Score data.
Bengaluru
Regional Marketing Executive
L'Oréal India
Jan 2014 – Jul 2014
Brand and channel strategy for salons across North and Central India — 32% sector growth in six months.
Gurgaon
University of Pennsylvania
MS, Computer Science
2025 – 2028 (in progress)
Graduate study in computer science.
Stanford Graduate School of Business
Stanford LEAD
Mar 2025 – Mar 2027 (in progress)
Executive programme in business administration and management.
Indian Institute of Science (IISc)
Master of Management, Department of Management Studies
2016
Coursework: Probability & Statistics, Time Series, Advanced Multivariate Analysis, Data Mining, Decision Models, Microeconomics, Optimisation, Operations Research, Operations Management. Master's thesis: Bayesian and frequentist event-study methodology for M&A risk–return analysis (implemented in R).
Graduate Aptitude Test in Engineering (GATE)
All-India Rank 48 · 99.6 percentile
2014
National graduate entrance examination in engineering and science.
Government Engineering College, Jabalpur
BE, Industrial & Production Engineering
2012
Coursework: Linear Algebra, Calculus I–III, Algorithms, Databases, Total Quality Control, Reliability Management.
User Engagement State Transition and Probabilities
Filed Sep 12, 2019
Formalises user engagement as a Markov-like state space with transition probabilities — from deep reinforcement learning work on financial nudges at Wizely.
IN 201941036721 · Ref: WZLY-301-INPR
Response Measurement in Recommendation Engine
Filed Sep 12, 2019
Quantitative framework for measuring user response within a recommendation engine to evaluate personalised content policies.
IN 201941036731 · Ref: WZLY-302-INPR
Optimizing Content Tone for User Engagement
Filed Sep 12, 2019
Optimisation of content tone as a control variable for engagement — complements the reinforcement-learning nudge system at Wizely.
IN 201941036753 · Ref: WZLY-303-INPR
Generative AI with Large Language Models
DeepLearning.AI
2024
LLM methods and generative AI systems.
Machine Learning for Production (MLOps) Specialization
DeepLearning.AI
2024
Production ML pipelines and deployment.
Generative Adversarial Networks (GANs) Specialization
DeepLearning.AI
2024
GAN architecture and training.
Deep Learning Specialization
DeepLearning.AI
2024
Neural networks, CNNs, sequence models.
TensorFlow Developer Certificate
DeepLearning.AI
2024
Production TensorFlow development.
Understanding Deepfakes with Keras
DeepLearning.AI
2024
Deepfake detection and media forensics.
Production Machine Learning Systems
2024
ML system design at scale.
Attention Mechanism & Encoder-Decoder Architecture
Google / DeepLearning.AI
2024
Transformer foundations and sequence-to-sequence models.
Financial Risk Management — Level 1
GARP
2017
Financial risk management.
NLP
Hate Speech Detection (BERT)
deepAI
Oct 2022
PyTorch classifier with pretrained BERT to detect hateful content in text — extended into deepAI media-verification work (2023–2025).
AI & ML
Time Series Anomaly Detection Using GAN
IISc
Oct 2020
Unsupervised anomaly detection with GANs and LSTM networks capturing temporal structure in time-series distributions.
Traffic Decongestion (RNN/CNN)
IISc / Bengaluru City Administration
2016 – 2019
Real-time traffic decongestion model; 17% reduction in a test area. Modelling challenges included sparse observations and non-stationary driver behaviour.
Risk Analytics
Deep Learning for Mortgage Risk
IISc
Mar 2016
Deep neural networks to model UK mortgage prepayment, proper payment, and default from borrower characteristics (following Sirignano, Sadhwani, Giesecke, 2016). Python implementation.
Bayesian Event Study (Master's Thesis)
IISc
Jun 2016
Frequentist and Bayesian event-study methods in R for measuring M&A impact on security risk–return characteristics using Indian equity data.
Computer Vision
Disease Detection in Plants
IISc
2019
AlexNet and GoogleNet transfer learning for crop disease classification.
Pothole Detection
DAAD
2016 – 2019
Histogram and image-filter pipeline for road-surface pothole classification.
Gender Detection (Dynamic Time Warping)
DAAD
2016 – 2019
Face-image classification using a Dynamic Time Warping distance metric.
Data Science
Dwell Time Prediction — JNPT Port
IISc
2018
Naive Bayes dwell-time model for outbound containers; simulation showed 8% fewer rehandles under a segregation strategy.
Software
Solve Rational Matrix Equation (CRAN)
DAAD
2018
R package accepted on CRAN: given symmetric positive definite Q and non-singular L, solves X = Q + LX⁻¹Lᵀ. Includes QR and LQ decomposition routines.
Linear Algebra Functions
DAAD
2018
LU, LDLᵀ, Cholesky, QR, inverse upper-triangular, and least-squares QR implementations.